Daniel John Brown asked:




Victims of identity theft might recognise a few simple tell tale signs that give away that their identity has been stolen. Identity theft is a type of fraud and victims should always be aware of the potential risk of giving away any of their valuable information.

You might be a victim of identity theft if you notice that post you expected is not arriving, or if you have recently lost your plastic cards or given away your social security number

If you feel something has gone array, then you can check your personal credit file for a relatively low fee of just a few dollars or pounds. This will show you has accessed your financial records within a certain time scale, and you should check this as stringently as you would your bank statements, looking for companies and transactions that you do not recognise.

If you apply for state benefits, only to be told you are already applying, then it could be possible that your identity has been stolen and someone is claiming in your name. This can be very stressful, and unfortunately due to the nature of the system is it up to you to prove that you are innocent rather than for the state to prove an untraceable individual guilty. You might also encounter a similar situation when you apply for credit cards or bank loans. In many cases the banks are not liable to recover the costs of ID fraud, and therefore you might find that it is much harder for you to secure a mortgage.

If you begin to receive post, statements, receipts and even goods and services that you did not order, then you might very well be a victim of a stolen identity. It is important that you trace your own financial records as much as possible in order to prove that you are not the guilty party. You should also remember to cross shred all your financial documentation before throwing it in the garbage, otherwise it is very easy to reassemble. All an identity fraudster needs to begin gaining money in your name is your date of birth, name, and address. Be very aware of this and who you give these details to.

Joseph Camerlin asked:




By now we all heard for identity theft, but what is identity theft, how does it affect you and how do you protect yourself from it?

What is identity theft?

Identity theft occurs when a “criminal” uses another your personal information such as your social security number, credit card number or even your name without your permission to commit fraud or other crimes. It has been reported that over 9 million Americans fall victim to identity theft each year.

How does identity theft affect you?

Having your identity stolen is serious and can take years to correct. Crimes committed in your name can be in the form of renting apartments, establishing a telephone account, purchasing products and services with your credit card number, getting cash advances from credit card companies, the list is endless. If you are a victim of identity theft you can be denied loans, have your credit ruined, lose out on job opportunities or even by arrested for crimes you did not commit. This is a serious issue.

How does your identity get stolen?

Thieves will do the following:

Go through your trash looking for bills or other personal papers Steal your credit card number by using special storage devices when processing your card Pretend to be a financial institution and send you spam messages to get to reveal your information Change your address by filling out a change of address form Steal your wallet, purse, mail, pre-approved credit offer etc.
How do you protect yourself from identity theft? Shred financial papers before you discard them Do not carry your Social Security card in your wallet Do not give out your Social Security number over the phone unless you have to Do not give out personal information over the phone, through the mail or over the Internet unless you know who you are dealing with Nerve click on link of unsolicited email. Use fire walls, anti-spy ware and anti-virus software to protect your computer Do not use obvious passwords such as your date of birth or the last four digits of your Social Security number Keep your personal information in a secure place at home.

Identity theft is very serious and can take you years to correct and cause untold stress. To learn more about protecting your identity, visit: http://inshopper.googlepages.com/identitytheft

Dee asked:


My cousin got pulled over and the police asked her for her name she used my sister’s name, address, and date of birth what are the procedures that my sister should take with dealing with this situation of identity fraud? Can you please list them step by step for me please so I can tell her exactly what to do?

CreditSecretsBible asked:

www.creditrepairpublishing.com IDENTITY THEFT PREVENTION How to prevent ID Theft with nothing but your telephone. Listen. You don’t need identity theft insurance. It’s a joke. Have you ever read the guarantees on those things? Has more holes in it than swiss cheese. All they’re doing is charging you to do what you can do yourself. We’re not talking about you doing your own root canal here. Were talking about making a some phone calls… and then setting a reminder on outlook express to make 1 phone call every 90 days. It’s a joke. You don’t need to pay $150 a year (or more) for Identity Theft Insurance. Well, maybe you do, if you want to support someone in an MLM or Network Marketing Company (maybe). Hey, I’ve bought crazy juices, vitamins even a dumb water filter just to get my friends to quit bugging me about their MLM opportunities before. I admit it! There you go. But when it comes to ID THEFT PREVENTION, that’s different. You can do it better yourself. Just watch BOTH videos parts 1 and 2. Together they are worth a couple hundred bucks. No kidding! Listen. You’re going to learn how to get your credit reports not once a year but twice a year – FOR FREE! Not only that. No one is going to be able to get approved for ANY credit ANYWHERE without the creditor first calling you at the telephone number on your credit report! How you like them apples? and… were just getting started. You’re also going to learn how to protect yourself from all the people (like in hospitals in dental offices) who have your Social Security Number (SSN) and your Date of Birth (DOB) not too mention your address and phone number and drivers licenses number…. Listen… this is worth your time. be sure to watch part 1 and part 2. The Identity you save could be your own! And while you;re at it please RATE THIS VIDEO and share it with others. They’ll appreciate it and you might even get some GOOD KARMA points to boot! Thank for your support. It is appreciated.